Survivor Forum
Live Web Chat With Russell Hantz
Tuesday Feb. 9, 2009 / Sprint
Posted on: Feb. 09 2010,02:03
PRESS RELEASE
Feb. 8, 2010, 9:30 a.m. EST
Sprint Live Web Chat with Russell Hantz, Survivor: Samoa Runner-up and Survivor "Villain" in the Upcoming Season of Survivor: Heroes vs. Villains

MarketWatch.com
Answers fan questions and talks strategy online with visitors to Sprint.com
Feb 08, 2010 (BUSINESS WIRE) -- --Tuesday, February 9 from 1 p.m. to 1:30 p.m. ET
Sprint Nextel:
What: Fans of Survivor will have an opportunity to talk to Survivor: Samoa's "Sprint Player of the Season" Russell Hantz during a live online chat on Sprint.com. While Hantz didn't emerge as the winner of Survivor: Samoa, fans of the show have crowned him their favorite player of the Samoa season with their votes. Hantz is also a cast member on the new season of Survivor: Heroes vs. Villains which premieres Thursday, February 11 on CBS, 8/7c.
When: The online chat begins at 1 p.m. ET/12 Noon CT on Tuesday, February 9.
Where: The 30 minute live chat can be accessed at http://community.sprint.com/.
Details: Users who register for free on Sprint's online community can submit questions during the half-hour chat or prior to at http://community.sprint.com/. A complete transcript of the Web chat will be available on the community site following the event.
Sprint's Survivor Sponsorship: Sprint is an official sponsor of Survivor. Through the sponsorship, CBS offers fans a chance to vote for the "player of the week" and every week a winner is chosen to receive a $10,000 prize, courtesy of Sprint. In the last episode, viewers vote for the "Player of the Season," the player they feel did the most to change the direction of the game over the course of the season. The top vote-getter receives a $100K prize during the live reunion show, courtesy of Sprint. In 2009, Sprint and CBS launched an exclusive Survivor application for Palm Pre. In addition, Sprint customers can access full-length episodes from Sprint TV.
:: :: :: :: :: :: :: :: :: :: :: :: :: :: :: :: :: ::
Community.Sprint.com
February 9 @ 12 Central
Chat live with Russell Hantz Survivor:Samoa's Sprint Player of the Season and cast member for Season 20, Survivor: Heroes vs. Villains!
Visit the CBS Survivor Fan group blog to pre-submit questions for Russell.
ProTip: To submit your question, click the submit button; don't hit enter. Yes, that's broken, we know.
Click below to open the chat application in a new window - just enter your 'handle' when prompted and you'll be in the chat! To view questions and answers from earlier in the chat, click the 'transcript' link. After the event we'll post the full transcript here, so don't worry if you're late
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Tuesday Feb. 9, 2009 / Sprint
Posted on: Feb. 09 2010,02:03
PRESS RELEASE
Feb. 8, 2010, 9:30 a.m. EST
Sprint Live Web Chat with Russell Hantz, Survivor: Samoa Runner-up and Survivor "Villain" in the Upcoming Season of Survivor: Heroes vs. Villains
MarketWatch.com
Answers fan questions and talks strategy online with visitors to Sprint.com
Feb 08, 2010 (BUSINESS WIRE) -- --Tuesday, February 9 from 1 p.m. to 1:30 p.m. ET
Sprint Nextel:
What: Fans of Survivor will have an opportunity to talk to Survivor: Samoa's "Sprint Player of the Season" Russell Hantz during a live online chat on Sprint.com. While Hantz didn't emerge as the winner of Survivor: Samoa, fans of the show have crowned him their favorite player of the Samoa season with their votes. Hantz is also a cast member on the new season of Survivor: Heroes vs. Villains which premieres Thursday, February 11 on CBS, 8/7c.
When: The online chat begins at 1 p.m. ET/12 Noon CT on Tuesday, February 9.
Where: The 30 minute live chat can be accessed at http://community.sprint.com/.
Details: Users who register for free on Sprint's online community can submit questions during the half-hour chat or prior to at http://community.sprint.com/. A complete transcript of the Web chat will be available on the community site following the event.
Sprint's Survivor Sponsorship: Sprint is an official sponsor of Survivor. Through the sponsorship, CBS offers fans a chance to vote for the "player of the week" and every week a winner is chosen to receive a $10,000 prize, courtesy of Sprint. In the last episode, viewers vote for the "Player of the Season," the player they feel did the most to change the direction of the game over the course of the season. The top vote-getter receives a $100K prize during the live reunion show, courtesy of Sprint. In 2009, Sprint and CBS launched an exclusive Survivor application for Palm Pre. In addition, Sprint customers can access full-length episodes from Sprint TV.
:: :: :: :: :: :: :: :: :: :: :: :: :: :: :: :: :: ::
Community.Sprint.com
February 9 @ 12 Central
Chat live with Russell Hantz Survivor:Samoa's Sprint Player of the Season and cast member for Season 20, Survivor: Heroes vs. Villains!
Visit the CBS Survivor Fan group blog to pre-submit questions for Russell.
ProTip: To submit your question, click the submit button; don't hit enter. Yes, that's broken, we know.
Click below to open the chat application in a new window - just enter your 'handle' when prompted and you'll be in the chat! To view questions and answers from earlier in the chat, click the 'transcript' link. After the event we'll post the full transcript here, so don't worry if you're late
View Post | More Posts
Hartford Benefits Sales Rep
Puts 'Survivor Skills' Back in Action
Posted on: Feb. 09 2010,01:43
TradingMarkets.com
Hartford Benefits Sales Rep Puts 'Survivor' Skills Back in Action
Posted on: Mon, 08 Feb 2010 11:04:55 EST
OLDWICK, N.J., Feb 08, 2010 (A. M. Best via COMTEX) --
In 2005, Tom Westman endured rigorous physical challenges and mentally taxing tribal councils to become the last man standing on "Survivor: Palau." Now the former firefighter, who won the respect of his tribe while besting 19 other castaways, is returning to the popular TV reality show.
Four months after winning "Survivor," Westman retired as a lieutenant for the New York Fire Department. Three years ago, he made the leap to disability and life sales as a group benefits sales representative for the Hartford Financial Services Group.
His relationship with the company began after Sept. 11, 2001, with Hartford's support of the fire department following the terrorist attacks on the World Trade Center. Westman later was invited to Hartford's annual Ski Spectacular in Colorado, where individuals with physical disabilities have an opportunity to snowboard and ski.
Westman said he believes many of his life skills and experiences helped with the transition into the group benefits market.
"But the amount that I needed to learn was vast. To go from the life I was leading as a fireman to entering corporate America and getting on board with things I really didn't have any connection with was a challenging part of the transition, along with gaining product knowledge and recognizing you can be that specialist who can advise brokers and help them with their business," he said.
But the value of teamwork that firefighting taught him has become a valuable asset to his current post. "It's not accomplished by one individual. Everyone has their position, covers the ground and there's a game plan in place. I don't see it much differently in this industry. It's not just myself at the point of sale but my team, managers, the training team and the home office who all got me to the point where I can be the sales person," Westman said.
Those skills also helped during his survival on Palau, an island nation in the Pacific Ocean, particularly with the daily mental and physical challenges he endured.
Now Westman is bringing out those survival skills once again to return to the "heroes" tribe in "Survivor: Heroes vs. Villains," which is set to premiere on CBS on Feb. 11.
"I had good support from everyone [at Hartford] to return to the show," he said. "It's an adventure of a lifetime. Most people may only get to do it once, so to go back and do it again is something I couldn't pass up."
He said being on "Survivor" brings another human interest story with brokers. "As my role is getting to know them and them wanting to do business with me, it's another story you can tell -- but it's not the sole story. Along with the fire department and my life stories, it's a foot in the door and it's fun to share that with them. They all know me as the guy who was on the show at one time. Now they'll be watching with me as it plays out again."
As for his accomplishments in the benefits arena so far, he said "just making the change and going from someone who didn't even carry a cell phone to someone who's plugged in constantly has been very rewarding."
Westman is excited about his future in the industry. "I'm really happy where I am right now, working in the New York office with a great group of people. I'm looking to continue that and be part of the Hartford as it celebrates its bicentennial."
The full audio interview is available at http://www.ambest.com/media/media.asp?RC=168090.
(By Lori Chordas, senior associate editor, Best's Review: Lori.Chordas@ambest.com)
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Puts 'Survivor Skills' Back in Action
Posted on: Feb. 09 2010,01:43
TradingMarkets.com
Hartford Benefits Sales Rep Puts 'Survivor' Skills Back in Action
Posted on: Mon, 08 Feb 2010 11:04:55 EST
OLDWICK, N.J., Feb 08, 2010 (A. M. Best via COMTEX) --
In 2005, Tom Westman endured rigorous physical challenges and mentally taxing tribal councils to become the last man standing on "Survivor: Palau." Now the former firefighter, who won the respect of his tribe while besting 19 other castaways, is returning to the popular TV reality show.
Four months after winning "Survivor," Westman retired as a lieutenant for the New York Fire Department. Three years ago, he made the leap to disability and life sales as a group benefits sales representative for the Hartford Financial Services Group.
His relationship with the company began after Sept. 11, 2001, with Hartford's support of the fire department following the terrorist attacks on the World Trade Center. Westman later was invited to Hartford's annual Ski Spectacular in Colorado, where individuals with physical disabilities have an opportunity to snowboard and ski.
Westman said he believes many of his life skills and experiences helped with the transition into the group benefits market.
"But the amount that I needed to learn was vast. To go from the life I was leading as a fireman to entering corporate America and getting on board with things I really didn't have any connection with was a challenging part of the transition, along with gaining product knowledge and recognizing you can be that specialist who can advise brokers and help them with their business," he said.
But the value of teamwork that firefighting taught him has become a valuable asset to his current post. "It's not accomplished by one individual. Everyone has their position, covers the ground and there's a game plan in place. I don't see it much differently in this industry. It's not just myself at the point of sale but my team, managers, the training team and the home office who all got me to the point where I can be the sales person," Westman said.
Those skills also helped during his survival on Palau, an island nation in the Pacific Ocean, particularly with the daily mental and physical challenges he endured.
Now Westman is bringing out those survival skills once again to return to the "heroes" tribe in "Survivor: Heroes vs. Villains," which is set to premiere on CBS on Feb. 11.
"I had good support from everyone [at Hartford] to return to the show," he said. "It's an adventure of a lifetime. Most people may only get to do it once, so to go back and do it again is something I couldn't pass up."
He said being on "Survivor" brings another human interest story with brokers. "As my role is getting to know them and them wanting to do business with me, it's another story you can tell -- but it's not the sole story. Along with the fire department and my life stories, it's a foot in the door and it's fun to share that with them. They all know me as the guy who was on the show at one time. Now they'll be watching with me as it plays out again."
As for his accomplishments in the benefits arena so far, he said "just making the change and going from someone who didn't even carry a cell phone to someone who's plugged in constantly has been very rewarding."
Westman is excited about his future in the industry. "I'm really happy where I am right now, working in the New York office with a great group of people. I'm looking to continue that and be part of the Hartford as it celebrates its bicentennial."
The full audio interview is available at http://www.ambest.com/media/media.asp?RC=168090.
(By Lori Chordas, senior associate editor, Best's Review: Lori.Chordas@ambest.com)
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Gabon's Crystal Cox Admits to Doping
four year suspension
Posted on: Jan. 30 2010,10:14
U.S. gold medal relay member in 2004 admits to doping
COLORADO SPRINGS, Colo. (AP) -- A member of the 1,600-meter gold-medal relay team at the Athens Olympics has accepted a four-year suspension and disqualification of her results for doping.
Crystal Cox, who ran in the preliminaries for the American team led by Sanya Richards, admitted to using anabolic steroids and agreed to the penalty Friday, the U.S. Anti-Doping Agency said.
She almost certainly will have her gold medal stripped, while the consequences for her teammates aren't yet known. Richards ran the final along with Dee Dee Trotter, Monique Henderson and Monique Hennegan. Moushaumi Robinson joined Cox in the preliminary heat...
Read More @ SportsIllustrated.CNN
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four year suspension
Posted on: Jan. 30 2010,10:14
U.S. gold medal relay member in 2004 admits to doping
COLORADO SPRINGS, Colo. (AP) -- A member of the 1,600-meter gold-medal relay team at the Athens Olympics has accepted a four-year suspension and disqualification of her results for doping.
Crystal Cox, who ran in the preliminaries for the American team led by Sanya Richards, admitted to using anabolic steroids and agreed to the penalty Friday, the U.S. Anti-Doping Agency said.
She almost certainly will have her gold medal stripped, while the consequences for her teammates aren't yet known. Richards ran the final along with Dee Dee Trotter, Monique Henderson and Monique Hennegan. Moushaumi Robinson joined Cox in the preliminary heat...
Read More @ SportsIllustrated.CNN
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How much contestants really take home
in game show winnings
Posted on: Jan. 27 2010,03:50
Jackpot? How much contestants really take home in game show winnings
WalletPop.com
Jason Cochran
Imagine you've made it to the final Tribal Council on Survivor. It's time to determine the winner, and host Jeff Probst keeps pulling slips bearing your name. Finally, he announces that you are the champion. Congratulations, you just won... $580,000!
Wait a minute, Jeff. Hang on. Isn't that prize short a few hundred thousand? I ate rancid sheep guts. I passed out from exhaustion. I earned my million bucks.
Nope. As the first Survivor winner, Richard Hatch, discovered through convictions and prison time, even if you win a prize on television, Uncle Sam counts it as taxable income. How much you're taxed depends on your income and the state you live in (because if your state levies income taxes, it will want its bite, too). However, it's safe to say that you'll lose nearly half to the taxman. If you want to survive on Survivor winnings for 20 years, you'll have to budget less than $30,000 a year after taxes.For shows with $500,000 prizes, such as Big Brother, the tax bracket is lower so the scale slips, but you still only come away with about $375,000. (CBS reps for The Amazing Race and Big Brother did not respond to WalletPop's requests for prize information.)
Contestants can't claim ignorance. The tax information is in the fine print of the contract they sign when they first appear on the show. At one of Hatch's trials, Survivor's producer, Mark Burnett, got on the stand and confirmed that when contestants sign their contracts, they agree to pay taxes on their winnings. Subsequently, Hatch went to jail.
In 2007, eagle-eyed fans at the TV news site RealityBlurred.com freeze-framed the payout terms of NBC's America's Got Talent and discovered the prize, repeated on television as a million-dollar award, actually came with plenty of strings attached. One of which was that the contestant could choose to receive the prize in the form of a financial annuity paid out over forty years, or they could choose to receive the present cash value of that annuity.
An annuity is designed to pay over time and isn't worth as much if you cash out early. Reality Blurred's accountant calculated that if a winner took the prize annually, it would pay about $25,000 for 40 years, but if he wanted his winnings in a lump sum, it would only yield $450,426, or about $375,000 after taxes. That's about one-third of the promised million bucks. In fact, it's close to what you'd get if you won a $500,000 prize as a one-time payment.
Uncle Sam wants you to win all types of prizes, not just cash
According to a representative at Wheel of Fortune, contestants are told the following: "Unless forfeited, all winnings are considered taxable income and will be reported to the IRS. You will receive a "1099" in whichever year you actually receive your cash. You will receive a "1099" for both your cash and prize(s) at the same time, regardless of when you take receipt of cash."
So if you get a vacation that's valued at $10,000, you have to pay tax as if you got a check for $10,000.
The issue is compounded by the fact that many prizes' value are named at best-case rates. Lots of times, the hotel packages named on the big shows can be purchased online or through a travel agent for much less than the price named on TV. Vehicles, too, are usually listed with their sticker price, and not for their actual market value. Winning a car and being required to pay $7,000 in taxes is still much better than buying one yourself for $27,000, but highest-case pricing increases the tax burden.
You also have state taxes to contend with. Most game shows are shot in California, which means California tax rules apply. For Wheel of Fortune, like its corporate cousin Jeopardy!, the rule is that California state taxes have to be deducted from a non-resident's winnings before the check gets mailed.
Although it would be considerate for shows to pay for the tax costs associated with the prizes -- the rare "after tax" payout -- it's not in their financial interests to do so. Because of the way the hotel package ends up as a prize -- it's sometimes given to the show in exchange for promotion -- the dollar value is inflated to give both the show and the donor the sheen of maximum value.
Viewers should also listen carefully for the terms of the gift. In 2005, when the Bransen Family won a leg on the dreadful "family edition" of The Amazing Race, host Phil Keoghan said they had won "free gas for life" at BP stations. He never said "unlimited," and that was important, because in fact the prize awarded only $1,200 a year for 50 years. Even though that adds up to some $240,000, in fact, it only gave "some" free gas for life. The words said on the broadcast were accurate, but the impression was different.
A few shows pay out their jackpot so rarely that they don't even keep the prize money in the bank. No show will go on record to admit it, but common knowledge in the industry holds that some shows with extravagant grand prizes contract with specialized insurance policies which pay out only in the rare event that their biggest prize is awarded to a contestant.
On shows where prizes are doled out as a matter of course, the prizes are usually funded either through promotion or through part of the show's standard operating budget. Regardless of how the prize got to you, though, it must be claimed on your tax forms.
You'll get dinged for giveaways, too
Remember when Oprah Winfrey gave away 276 Pontiac G-Six cars on the season premiere of her 2004-05 season? That hyperbolic stunt gave comedians a new Oprah punchline ("You get a car! And you get a car!"), but it gave her lucky beneficiaries, most of whom were picked to be audience members because Winfrey thought they "deserved" a car, a tax headache.
The Pontiac's sticker price of $28,500 had to be claimed as income. If the person who got the car was in a high tax bracket, they faced a bill of as high as $7,000. So Oprah's supposedly free car in fact cost audience members up to $7,000. (Hatch, too, was nailed by the IRS for failing to report the $27,000 Pontiac Aztec car he won as part of his "Survivor" haul, although in that case it was explicitly a prize.)
When the press caught on to the loophole, Oprah's Harpo Productions told audience members that if they didn't want to pay the tax, they could either sell it for whatever they could and pay the tax with the profits or just decline to accept the car.
A representative at the ABC daytime show The View confirms that audience members typically sign a paper acknowledging they will be responsible "for any federal, state or local income taxes due on the gift." The law also requires that if the goodies are worth more than $600, each audience member is issued a Form 1099 -- and to make sure they can't get out of paying, the gift is reported to Uncle Sam. If it's worth less than $600, they're on the honor system.
The Internal Revenue Code's Section 74 states that if you get something as a prize or an award, you have to consider it part of your gross income. You might be able to get out of it if you're part of a charity or if you can prove you didn't do anything to earn the award, but the IRS thinks that even asking for tickets to a broadcast is enough to qualify any giveaway as a prize, which in turns qualifies it as part of your gross income. To the IRS, it doesn't matter if Ellen DeGeneres hid a laptop under your seat or if you won it answering questions: You owe.
View Post | More Posts
in game show winnings
Posted on: Jan. 27 2010,03:50
Jackpot? How much contestants really take home in game show winnings
WalletPop.com
Jason Cochran
Imagine you've made it to the final Tribal Council on Survivor. It's time to determine the winner, and host Jeff Probst keeps pulling slips bearing your name. Finally, he announces that you are the champion. Congratulations, you just won... $580,000!
Wait a minute, Jeff. Hang on. Isn't that prize short a few hundred thousand? I ate rancid sheep guts. I passed out from exhaustion. I earned my million bucks.
Nope. As the first Survivor winner, Richard Hatch, discovered through convictions and prison time, even if you win a prize on television, Uncle Sam counts it as taxable income. How much you're taxed depends on your income and the state you live in (because if your state levies income taxes, it will want its bite, too). However, it's safe to say that you'll lose nearly half to the taxman. If you want to survive on Survivor winnings for 20 years, you'll have to budget less than $30,000 a year after taxes.For shows with $500,000 prizes, such as Big Brother, the tax bracket is lower so the scale slips, but you still only come away with about $375,000. (CBS reps for The Amazing Race and Big Brother did not respond to WalletPop's requests for prize information.)
Contestants can't claim ignorance. The tax information is in the fine print of the contract they sign when they first appear on the show. At one of Hatch's trials, Survivor's producer, Mark Burnett, got on the stand and confirmed that when contestants sign their contracts, they agree to pay taxes on their winnings. Subsequently, Hatch went to jail.
In 2007, eagle-eyed fans at the TV news site RealityBlurred.com freeze-framed the payout terms of NBC's America's Got Talent and discovered the prize, repeated on television as a million-dollar award, actually came with plenty of strings attached. One of which was that the contestant could choose to receive the prize in the form of a financial annuity paid out over forty years, or they could choose to receive the present cash value of that annuity.
An annuity is designed to pay over time and isn't worth as much if you cash out early. Reality Blurred's accountant calculated that if a winner took the prize annually, it would pay about $25,000 for 40 years, but if he wanted his winnings in a lump sum, it would only yield $450,426, or about $375,000 after taxes. That's about one-third of the promised million bucks. In fact, it's close to what you'd get if you won a $500,000 prize as a one-time payment.
Uncle Sam wants you to win all types of prizes, not just cash
According to a representative at Wheel of Fortune, contestants are told the following: "Unless forfeited, all winnings are considered taxable income and will be reported to the IRS. You will receive a "1099" in whichever year you actually receive your cash. You will receive a "1099" for both your cash and prize(s) at the same time, regardless of when you take receipt of cash."
So if you get a vacation that's valued at $10,000, you have to pay tax as if you got a check for $10,000.
The issue is compounded by the fact that many prizes' value are named at best-case rates. Lots of times, the hotel packages named on the big shows can be purchased online or through a travel agent for much less than the price named on TV. Vehicles, too, are usually listed with their sticker price, and not for their actual market value. Winning a car and being required to pay $7,000 in taxes is still much better than buying one yourself for $27,000, but highest-case pricing increases the tax burden.
You also have state taxes to contend with. Most game shows are shot in California, which means California tax rules apply. For Wheel of Fortune, like its corporate cousin Jeopardy!, the rule is that California state taxes have to be deducted from a non-resident's winnings before the check gets mailed.
Although it would be considerate for shows to pay for the tax costs associated with the prizes -- the rare "after tax" payout -- it's not in their financial interests to do so. Because of the way the hotel package ends up as a prize -- it's sometimes given to the show in exchange for promotion -- the dollar value is inflated to give both the show and the donor the sheen of maximum value.
Viewers should also listen carefully for the terms of the gift. In 2005, when the Bransen Family won a leg on the dreadful "family edition" of The Amazing Race, host Phil Keoghan said they had won "free gas for life" at BP stations. He never said "unlimited," and that was important, because in fact the prize awarded only $1,200 a year for 50 years. Even though that adds up to some $240,000, in fact, it only gave "some" free gas for life. The words said on the broadcast were accurate, but the impression was different.
A few shows pay out their jackpot so rarely that they don't even keep the prize money in the bank. No show will go on record to admit it, but common knowledge in the industry holds that some shows with extravagant grand prizes contract with specialized insurance policies which pay out only in the rare event that their biggest prize is awarded to a contestant.
On shows where prizes are doled out as a matter of course, the prizes are usually funded either through promotion or through part of the show's standard operating budget. Regardless of how the prize got to you, though, it must be claimed on your tax forms.
You'll get dinged for giveaways, too
Remember when Oprah Winfrey gave away 276 Pontiac G-Six cars on the season premiere of her 2004-05 season? That hyperbolic stunt gave comedians a new Oprah punchline ("You get a car! And you get a car!"), but it gave her lucky beneficiaries, most of whom were picked to be audience members because Winfrey thought they "deserved" a car, a tax headache.
The Pontiac's sticker price of $28,500 had to be claimed as income. If the person who got the car was in a high tax bracket, they faced a bill of as high as $7,000. So Oprah's supposedly free car in fact cost audience members up to $7,000. (Hatch, too, was nailed by the IRS for failing to report the $27,000 Pontiac Aztec car he won as part of his "Survivor" haul, although in that case it was explicitly a prize.)
When the press caught on to the loophole, Oprah's Harpo Productions told audience members that if they didn't want to pay the tax, they could either sell it for whatever they could and pay the tax with the profits or just decline to accept the car.
A representative at the ABC daytime show The View confirms that audience members typically sign a paper acknowledging they will be responsible "for any federal, state or local income taxes due on the gift." The law also requires that if the goodies are worth more than $600, each audience member is issued a Form 1099 -- and to make sure they can't get out of paying, the gift is reported to Uncle Sam. If it's worth less than $600, they're on the honor system.
The Internal Revenue Code's Section 74 states that if you get something as a prize or an award, you have to consider it part of your gross income. You might be able to get out of it if you're part of a charity or if you can prove you didn't do anything to earn the award, but the IRS thinks that even asking for tickets to a broadcast is enough to qualify any giveaway as a prize, which in turns qualifies it as part of your gross income. To the IRS, it doesn't matter if Ellen DeGeneres hid a laptop under your seat or if you won it answering questions: You owe.
View Post | More Posts



